Best App To Play Blackjack For Real Money

  1. Best Online Blackjack Real Money
  2. Real Money Blackjack App

Let’s start you off the right way: by giving you all the information you need on the best blackjack apps that allow you to win real money. How do we know that these online blackjack apps are the best choices for you? We’ve done the research, poring over hundreds of possibilities to come up with the very best of the best:

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Real money blackjack apps put the kind of casino action you crave literally into the palm of your hands. Whether you have a cell phone, a tablet, or even a connected watch, you can play the game as if you were sitting at a table surrounded by people. And you can do so without any of the hassles sometimes associated with the casino.

As technology has improved over the years, so too has the ability for gamblers to get all the action they need on games like blackjack without leaving their home. Websites which offer online gaming have become increasingly popular. But apps have become the hottest area of online gambling, thanks to their portability and convenience.

In this article, we’re going to tell you about real money blackjack apps that let you play one of the most beloved of all casino games. We’ll tell you about the technological aspect, in terms of choosing your app and knowing how to access it. And we’ll also get into the game of blackjack itself by giving you a primer of how to play and how to find the variations of the game that are best for you.

The Best Real Money Blackjack Apps

The reason that we provide these gambling apps with blackjack for you is that we know how important it is for you to choose an app wisely. This is especially the case when you are going to be putting actual money on the line. If you don’t choose with a little caution, you could end up losing that money, and not because you ended up with some poor hands.

It’s understandable that you might get excited about getting started with your real money blackjack apps. But it’s a good idea to take some time to do your due diligence. Later in this article, we’ll explain how we chose these online blackjack apps, giving you the tools to make the decisions on your own.

Playing Real Money Blackjack on an App

We’ll show you the technical aspects of actually choosing and downloading your real money blackjack app a little bit farther on in the article. But let’s first give you a primer on how to actually play the game. After all, we know that many of you reading might be completely new to the game and that online blackjack apps for money might be your first taste of it.

Let’s start with the object of the game: to beat the dealer. You might have heard that the object is to get a hand with a value as close to 21 without going over. But the fact is that you won’t win unless your hand beats the dealer’s, so that should be the driving force behind your strategy.

The Bet

You’ll start each hand of real money blackjack by placing a bet. Different online blackjack apps will set different limits in terms of the minimum and maximum amounts allows at the virtual table. If you wish, you can change your bet up every time by toggling through different amounts on the screen, or you can simply bet the same amount every time if you wish.

The Deal

This is one of the key areas of difference between online blackjack play and casino action. In a casino, you’ll be getting cards from the “shoe,” an apparatus with several decks of cards that is shuffled occasionally during play.

In blackjack apps for real money, the deal is determined by a random number generator which “shuffles” through all the cards in play before every particular deal.

This ensures that your chances of receiving certain cards are the same in every single hand.

You’ll receive two cards face up on the deal. (So will other players if you’re using real money blackjack apps which allow multiple players at the table.) The dealer will also receive two cards, but only one will be face up, while the other will initially remain hidden.

Blackjack Card Values

Each card in the deck is assigned a certain point value when you’re playing a blackjack app. Those values are:

You’ll add the value of your two dealt cards to see where you stand after the deal. This value, and knowledge of the dealer’s card that is facing up, will trigger your decision-making while using real money blackjack apps.

Winning and Losing

In blackjack, you (the player) will win the hand when the following occurs:

  • You receive a value of 21 on your first two cards and the dealer doesn’t. This is known as a blackjack and earns you a payback of 3 to 2 (in most blackjack games apps) on your original wager.
  • You end up with a value of 21 or less that is higher than the dealer’s final value. When this happens, you win the amount of your original wager.
  • You end up with a value of 21 or less and the dealer goes over 21 (also known as a bust). Again, you win the amount of your original wager when this happens.

You will lose the hand, and your original bet, when the following occurs:

  • The dealer has blackjack on the deal and you don’t.
  • The dealer’s final value is 21 or less and higher than yours.
  • The value of your hand exceeds 21.

In addition, there is a possibility you could tie the hand, which is also known as a push. This happens when you and the dealer either both have blackjack or end up with the same value, below 21, when all actions are taken. When you push, you get your original bet back and don’t win or lose anything.

Player’s Possible Actions

  • Hit: You can ask for another card, which will then be added to your total. And you can hit as many times as you want. However, if your value ever goes over 21, you will bust and lose the hand.
  • Stand: At any point in the hand that you decide to stand, you are telling the dealer that you are pleased with the value of your hand. From there, the dealer will take his available actions to complete the hand and determine a winner or loser.
  • Double: After the deal, you’ll have the option of doubling the initial size of your bet. When you do this, you’ll receive one more card and your hand will be complete.
  • Split: If the two cards you receive on the deal are the same value (such as 4-4 or jack-10), you may use one card each as the beginning of a new hand. Hence, you’d be playing two hands, meaning you’d have to double your original bet. Once you split, you will play the two hands separately from each other.
  • Insurance: Insurance is a bet means to protect you from the dealer getting blackjack, and it’s available when the dealer has an ace showing. You can bet half of your original amount and will win 2 to 1 on the insurance bet if the dealer does end up having blackjack (although you would still lose your original bet). If the dealer doesn’t have blackjack, you lose the insurance bet and would play out the hand as normal to see if you win your original bet.
  • Surrender: You can surrender the hand after two cards if you think you are at an extreme disadvantage based on your deal and what the dealer has showing. If you do this, you will receive half of your original bet and lose the other half.

Dealer’s Possible Actions

The dealer will turn over their hidden card once you’ve completed your actions. They then have only two choices.

  • Hit: The dealer must hit if the value of their hand is less than 17.
  • Stand: The dealer must stand if the value of their hand is 17 or higher.

Key Blackjack Rules to Know

The above description covers the standard format that you’ll find on apps for playing blackjack. But you might find games that change the rules slightly, which can occasionally affect your payback. Here are the rules that you should hope are in place:

  • 3 to 2 payback for blackjack. Some games will lower that payback to 6 to 5.
  • Dealer must stand on soft 17. A soft 17 involves an ace with a value of 11. If the dealer doesn’t have to stand on this, they can change the value of the ace to 1 and it gives them an advantage.
  • Freedom to split more than once. Some blackjack casino apps will restrict you to a single split, even if one of the new hands that you make off the first split includes two cards with the same value.
  • Freedom to double on anything. Some online blackjack apps will only allow you to double if you have specific values like 9, 10, or 11. That will limit your ability to play the game with ideal strategy.
  • Less decks used. The more decks that are used when you play blackjack, the less your chance will be of getting blackjack.
  • Surrender available: Some online casino apps with blackjack will disallow surrender. That also prevents you from playing the game with ideal strategy.

Learning Ideal Blackjack Strategy

It is important for you to learn how to play your real money blackjack app with the proper blackjack strategy in order to maximize your winnings. You can get away with poor strategy sometimes because of the luck involved with the cards you receive. But, after a while, your luck will even out and you’ll need to know the right way to play.

The best way to learn how to play is to consult a strategy chart. You’ll find these on many websites or within blackjack books. They are based on computer algorithms that simulate hands. And they’ll look something like the table below.

Your HandDealer Card: 2Dealer Card: 3Dealer Card: 4
Hard 12HitHitStand
Hard 13 StandStandStand
Hard 14StandStandStand
Best App To Play Blackjack For Real Money

This is just a small portion of what a normal strategy chart might look like. You can see what you’re supposed to do in every possible situation. Strategy charts will also include advice on when to use the specialty blackjack bets like doubling, splitting, insurance, and surrender.

Blackjack App Payback

Real money blackjack apps offer excellent payback to players who play the game with proper strategy and find advantageous rules. You can usually earn, on average, somewhere in the neighborhood of 99.5 percent of your original bankroll.

That ranks among the best in terms of games found on casino apps.

The house edge on blackjack apps where you win real money is very minimal. It’s so minimal, in fact, that you could conceivably make a profit in the long run if you can also take advantage of betting bonuses offered by the top casino apps.

The Advantages of Real Money Blackjack Apps

We’ve explained how to play blackjack for real money. You can certainly take that information and play in a casino or on a top US casino website. Why then might you choose a real money blackjack app as the best way to play?

Here are just a few of the reasons why real money blackjack apps can be the best way to play your favorite casino game.

Convenience

No matter where you are in the world, you can play a blackjack app as long as you have a device on hand where the app has been downloaded. Most commonly, that means a smartphone. But you might also have blackjack apps that are located on your tablet of even a smartwatch. They make iPhone blackjack apps and Android blackjack apps so you can play for real money no matter what device you own.

You’re sitting in a parked car somewhere waiting for someone and have the urge to play a few hands. With a real money blackjack app, you can do just that.

You don’t have to beat traffic and crowds to get to a casino, nor do you have to stay tethered to your computer to play on a website. Just open up the app and get to it! It’s that easy.

Freeing Up Space

If you’re playing blackjack on a computer, you might be forced to download software before you can get started. Or, if you’re using a website, you might not be able to play unless you have a certain media player in place. These restrictions can be frustrating when all you want to do is sit down and play.

With the best blackjack apps online, you don’t have to worry about any of that. The only thing with which you have to concern yourself is if you have enough data available to download the game. Make sure, if you’re on a limited plan, that you’re not going above your limit, and you should be fine for frequent play.

Variety of Blackjack Apps

When you go to a casino to play blackjack, you’re limited to the blackjack games that are on the premises. This can be frustrating if you have a specific game in mind and it isn’t offered.

But with reliable real money blackjack apps, you can search through the various app stores until you find the game that’s just right for you.

That will ensure that you’re not forcing yourself into an uncomfortable situation playing a variant of blackjack with which you’re not comfortable.

What You Should Be Looking for in a Real Money Blackjack App

We gave you a list above of the top-rated real money blackjack apps that we feel are the best for discerning gamblers like yourself. But what makes these the best online casino apps?

Knowing what characteristics make up a great gambling app will help you to choose if you want to do the research on your own. Take a look below.

Trustworthy Payback

Blackjack

All gambling apps should have some sort of guidelines letting you know the process of depositing and withdrawing money. If they don’t have these guidelines listed somewhere, it could be an indication that you could be in for some problems down the road.

Remember that we’re talking about blackjack apps that pay real money. Don’t put your money at risk unnecessarily at a site that can’t be trusted.

Smooth Real Money Blackjack Gameplay

There is nothing more frustrating that getting caught up in a game of blackjack with real money on the line and having the app that you’re using somehow malfunction. If that happens, you might be at a loss about what to do, putting you in a tough situation.

The best blackjack casino apps that pay real money will be free of such glitches. One way to check this out might be to see if they allow free blackjack play on the app, so you can find out if there are any of these problems.

Top Graphics

This might not be as important in the practical side as the characteristics above. But it can be nice to play a game that looks and sounds great.

Good graphics can spice up your blackjack play. When you’re playing hundreds of hands, that can make a real difference.

Funding Options

To get started with your blackjack app gameplay, you’ll need to first put money into a gambling account. And if the app in question offers limited options in this department, you could be frustrated if the method that you prefer isn’t included.

Most apps will accept certain credit cards as payment, while others might even feature alternative methods such as cryptocurrency. In any case, you should make the methods they accept and what you want to use as payment matches up in some way.

Betting Bonuses

We mentioned above how using a bonus can push your expectations when playing a blackjack app into the black. In other words, these bonuses can actually give you a chance to expect a profit in the long-term.

The world of real money online casinos is extremely competitive. As a result, you shouldn’t settle for a real money app that doesn’t offer you something extra for giving them your business.

Customer Service

There might come a time when you’re playing a blackjack app where some kind of problem might arise, especially when real money is at stake. As a result, a top customer service team can really give you peace of mind.

One key to customer service is the ability for you, as a gambler, to get in touch with an app’s customer service team. From there, you should feel confident that they are working as hard as possible to solve your problems.

Real Money Blackjack Apps FAQ

Card counting in blackjack is only useful (and only moderately so) when cards go out of play for a while after being used. Online games tend to reshuffle the deck after every play, so it doesn’t really happen on a real money blackjack app. As a result, card counting isn’t worth the trouble here unless you are playing on live dealer blackjack apps
Not necessarily. If you’re a casual player, it means you might not be playing that often and that luck will be more of a driving force in your results than anything else. But once you start to play more often, you should consider working on your strategy to ensure the best results.
You can, but you should make sure that you check that app for the characteristics above. It’s certainly possible that some apps out there are under the radar but have everything you need for a safe, enjoyable gambling experience.

Conclusion on Real Money Blackjack Apps

We hope that you now have a deeper understanding of the world of real money blackjack apps. Use this article as a resource for when you’re making your choice and once you begin to play!

So if you're ready to hit the tables online and play some blackjack for real money there's a few things I shouldwarn you about.

Because unfortunately it's not that simple.

If you've never gambled online before, ther's a lot of misinformation on the web so this article is going to go overa few topics so you know exactly what to expect and look for.

There are literally many online casinos worldwide launched on a monthly basis offering glitzy bonuses and promotions all vying for your business.

However for every new casino that's launched, another gets closed down due to being unable to sustain their business.

The nature of this competitive industry unfortunately also leads to operations falling to the dark side and going rogue bycommonly tricking customers with unethical practices such as

  • Long delayed payments or non payments altogether
  • Devious terms and conditions that catch the customer off guard
  • Unfair bonus requirements

So let's look into how to go about avoiding these sticky situations and set some guidelines for finding a reputable and faironline casino.

Selecting Where to Play Blackjack Online

While we can make suggestions on where to play, it's good knowledge to know what to look for especially since casinos regularlymodify their promotions and terms and conditions.

Speaking of terms and conditions, this leads us to the very first thing to look at:

Terms and Conditions

This is the main crux in determining whether a casino is trying to be sneaky. Yes these things are boring to read but itcontains vital information that could save you throwing your hard earned cash in the bin

Things to look out for are:

  • Is it poorly written
  • Are there unreasonable wage requirements on promotions/bonuses
  • Does it take a long time to cash out
  • Is there an unreasonable withdrawal limit
  • Do they accept players from the country you reside in

Payment Options

A common issue with most casinos (even the reputable ones) is that even though they might allow you to deposit using a certainmethod, you may not be able to withdraw using that same method.

So make sure you understand the cashing out process and what's involved. Common things to find out include are there any fees involved?How long does it take to process a withdrawal?What currencies are accepted?

The best options tend to be through e-wallets such as Skrill or Neteller or cryptocurrencies such as Bitcoin or Ethereumbecause they are fast with no fees. Paypal is also really good however only UK based online casinos accept it.

If you've never used Bitcoin before, we highly recommend reading our guide to find out how. It is by far the safest and most effective payment method for playing at an onlinecasino for US players.

If you are unsure of any of these items, do not be afraid to ask customer support. This will also give you an opportunityto see how responsive and professional their customer support is as well.

Overall Historical Reputation

Just like anything else online, you can easily find reviews of a casino on the web. So as a last point of judgement you canresearch whether a casino has a historical record of providing a fair and professional service to their customers.

I would be wary of playing at any online casino that hasn't been active over at least 5 years regardless of how lucrativetheir promotions might be. As mentioned earlier, it is certainly not an unusual occurrence for a casino to closeup shop and refuse customers access to their funds.

You should also be wary that many websites (including us) are affiliates of casinos and get paid a commission if you chooseto play there. So you should never take a particular website's review at face value and ignore doing the due diligencein researching further into a casino's credibility.

Ok now on to looking at some actual fun stuff!

Depending on which casino you decide to play at, the software that they are powered by is going to determine what your optionsare. It's also quite common for a casino to be powered by multiple software vendors so that their customers haveplenty of options to choose from.

Real Time Gaming, Microgaming and Betsoft tend to have the most RNG blackjack variations but in my opinion playing against a live dealer is the most fun.

My favourite live dealer software is Evolution Gaming and we'll touch on that later in this article.

Mobile Online Blackjack Apps (iOS/Android)

Another sign of a good casino is can they provide a good mobile experience.

A lot of the smaller non reputable casinos use old technology and can not provide a decent mobile experience (if any at all)and rely on oldschool flash on a desktop browser for their site to function.

And when I mean mobile I mean for both Android and iOS devices. Some casinos, for example LeoVegas, go the extra mile andprovide dedicated iOS/Android apps you can install to your device and play online blackjack with real money through.

However there are certainly many reputable casinos that simply allow you to play from version within the browser that doesn'trequire a dedicated app.

The future is now!

We have an entire section on live blackjack but I'll touch on it briefly here. Here's a video of what it looks like

Live blackjack is a relatively new thing at casinos and due to technology advancements in internet speeds, we can now playon a multiplayer table against a physical dealer streamed over video.

It genuinely does simulate a real casino vibe and the social interaction between other players and the dealer really makesfor a fun experience and will make you totally forget about ever playing the RNG tables again.

The rules generally tend to be:

  • Blackjack pays 3:2
  • Dealer stands on soft 17
  • Double any card
  • Can not re-split Aces
  • No Surrender
  • Total Decks - 8

Depending on the casino, there are usually up to 8 seats per table with the option to bet behind other players as well.

Not many casinos are able to provide this yet but here are some notable ones that are leading the pack:

  • Bovada - US Only
  • Betonline - US Only
  • LeoVegas
  • William Hill
  • 888
  • Bet365

Be wary though that it takes a lot of data to stream to mobile so it's highly recommended to be connected to wifi

Online Blackjack Bonuses BEWARE!

Get 100% Sign Up Bonus for a Billion Dollars!!

Ok so I'm exaggeating slightly but EVERY online casino has a sign up bonus of some sort that sounds like they're giving away free cash.

Unfortunately the vast majority of these promotions aren't as lucrative as they sound and even worse, they don't apply verywell to blackjack. That's why it's extremely important to read over the terms and conditions to be clear of thewage requirements

Wage requirements are the amount that you have to wager before being able to cashout on any bonus received.

So let's take for example Royal Vegas has a 100% sign up bonus up to $300 and I deposited $300 to get the maximum $300 bonus.The wage requirement is 50x the bonus which means I will have to wager $15,000 in total before I can withdraw thesebonus funds.

So as you can see, the wage requirement is pretty difficult to meet but here's the worst part, blackjack only contributes2% to the wage requirement!

See https://www.royalvegascasino.com/about-us/terms-and-conditions/

This means that if I were to play blackjack only, I would have to wager a whopping $750,000!

This is because blackjack has a low house edge so the casino would prefer you to play other games (like slots which has 100%contribution to wage requirements) so that your chances of clearing the bonus is significantly less.

Most casinos structure their bonuses like this so if you do choose to play blackjack online do not claim any bonus they offer!

Contrary to what some people may say:

No! Nope! Nup!

The rules are just not conducive to allow for card counting to be effective.

The biggest problem is that the decks are shuffled on too regular a basis so the deck penetration will always be too lowto gain any profit.

Online Blackjack Tournaments

It's quite rare but some casinos do offer online blackjack tournaments (in RNG format) and the way they usually work is eachparticipant starts with a certain amount of chips to start with and are given a time limit to play. At the endof the time limit, the player with the highest amount of chips wins.

Visit our tournament monitor to see when the next upcoming tournmanet is on.

In the United States, gambling online is in a legal gray zone so let’s address any concerns before looking into which casinosallow US players.

First of all, if you are from the US there is no federal law that prohibits you from gambling online and it is completely safe.

However:

The only online casinos that are regulated and legally operated in the United States are those that are located in the statesof New Jersey, Pennsylvania and Delaware.

Best Online Blackjack Real Money

Now due to the UIGEA, it is currently ILLEGAL for banks to process any online gambling transactions so many online casinos have moved theiroperations offshore.

If you don’t reside in either of the above three states listed then your only option is to play at an offshore online casino.For further clarification, you can read more about US online gambling legislation here.

Is it Legally Safe to Play at an Offshore Casino?

ABSOLUTELY!

Even if you reside in a state that does have a ban on gambling online, law enforcement has historically shown no interestin prosecuting players. And even if they were to action, they would most likely be targeting establishments ratherthan the players themselves.

However what you certainly do need to be mindful of is the reputation of any offshore casino you choose to play at. Sincethey don’t fall under US jurisdiction, there is no telling how well regulated these operations are and if theyare running a fair and serviceable casino.

You are essentially unprotected if for example they were to just close up shop and disappear with your funds.

Real Money Blackjack App

An example of a casino like this is Lock Poker who went rogue and closed down in 2015. Unable to pay their customers, it is said they owe over $1,000,000 to at least 400 players.

Recommended Casinos

Online Blackjack for US Residents

In our opinion Bovada is by far the best choice available for US residents at the moment (unless you reside in New Jersey,Nevada or Delaware where there are local legally licensed operators). They have the best live dealers and you havethe option to play on mobile too.

Whilst their withdrawal option via check is horrible, they do offer withdrawing via Bitcoin which is super quick and reliable.

The alternative option is Betonline however their reputation took a bit of a hit in 2017 after being accused of cheating

Online Blackjack for UK Residents

Now you guys are spoiled for choice.

My recommendation would be based off any casino that runs Evolution Gaming software because their blackjack live dealers provide the most entertaining experience andare the best at keeping things lively, energetic and interactive.

Reputable big names include - 888 Casino, William Hill, Bwin

Online Blackjack for Canadian Residents

Similar to UK options, I'd go with a casino that runs on Evolution Gaming for the live dealer experience.

The only difference with the Canadian casinos is that there are less options in payment methods. For example, Paypal is widelyaccepted in the UK but not accepted at all in Canada.

So be careful if you're from Canada and you visit a casino that says they accept Paypal, they're referring to their UK customersonly.

Reputable big names include - 888 Casino, LeoVegas, Mr. Green